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Open source under MIT, free to use, hosted on Cloudflare's global edge.\n\n**Tools:**\n- `bridging_cost_analyser` — UK bridging loan cost across rolled-up, retained, and serviced interest structures, effective APR. For loans £250,000 and above.\n- `development_appraisal` — net profit, profit on GDV, profit on cost, LTC, LTGDV, viability flag for UK development schemes.\n- `btl_stress_tester` — ICR at 125%, 145%, 170% thresholds. 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